1. Prepare and  file the petition and schedules
  2. Attend the meeting with the Trustee in about 30 days.
  3. Provide any information requested by the Trustee.
  4. Surrender any property you are giving back.
  5. Negotiate any reaffirmation agreements.
  6. Attend reaffirmation hearing, if required.
  7. Receive discharge notice from court about 100-110 days after filing.
  8. Check your credit report 2-3 months after receiving your discharge.
  9. Dispute any incorrect items on your reports.
  10. Call your lawyer if you have any problems with creditors or credit reports.
  11. Put the bankruptcy behind you and rebuild.

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